Starwind Specialty Insurance Services, a CRC Group company, has launched Starwind High Value Homes, a new underwriting management program that specializes in providing insurance solutions for high-value residential properties.
The Starwind High Value Homes program is designed for properties valued at more than $5 million and covers primary residences, secondary residences and rental properties.
The program operates through the excess and residual insurance markets and is backed by the financial strength of carriers rated A or better by AM Best, offering customized, competitive coverage options designed around high-value homes and homeowners’ unique risk profiles.
Starwind Specialty notes that a focus on clarity, flexibility and responsiveness positions it as a modern alternative to traditional high net worth insurance, providing reliability in the ever-changing homeowners insurance landscape.
“High-value homeowners face ever-changing risks from climate conditions, rising property values and increasingly complex construction and occupancy scenarios,” said Alex Bonds, co-president of Starwind Specialty. “This program was built specifically to address these real-world issues. By combining thoughtful product design with strong financial support and efficient underwriting, we are delivering a solution that prioritizes broker and client confidence, customization and long-term partnerships.”
Starwind High Value Homes require no portfolio allocation, allowing homeowners to obtain insurance coverage without tying up additional business, a key differentiator in the high net worth segment.
“The market for high-value homeowners has changed, but many insurance products have not kept pace,” said Amy Walker, project president. “We developed this program to provide brokers and homeowners with clear, meaningful coverage options that can be customized for each risk without creating unnecessary complexity. Our focus is on providing responsive service and thoughtful solutions that are consistent with how today’s high-value properties are built, used and protected.”
Starwind Specialty developed the new program to address ongoing market volatility, declining service standards and limited ability to address complex residential risks in the existing market.
Starwind High Value Homes partners with CRC Specialty’s wholesale brokers for distribution, providing the high net worth personal lines market with access to experienced experts.
