In the second quarter of 2026, U.S. commercial insurance prices continued to grow, with an aggregate price increase of 0.5%, according to WTW’s latest Commercial Lines Insurance Pricing Survey.
The survey compares premiums for policies underwritten during the quarter with those for the same coverage in the prior year.
The aggregate price increase in Q2’26 marks a continued moderation in commercial insurance pricing, down from a 2.5% increase in Q1’26 and a 3.8% increase in Q2’25.
WTW reported that Commercial Property recorded the largest price decrease. General and Products Liability continued to moderate, while D&O returned to a small price increase after several quarters of decreases.
Across account sizes, price increases moderated for Small Commercial and Mid-Market Commercial, while Large Account Commercial experienced its first price decrease since the end of 2017. Specialty lines continued to show a small price increase.
Yi Jing, Managing Director, Insurance Consulting and Technology, WTW, said, “Commercial insurance pricing is continuing to move toward a more balanced market, with overall price increases moderating across many lines.
“While there are still areas of the market experiencing upward pricing pressure, the pace of change has slowed considerably. This quarter’s results reinforce the trend we’ve been seeing toward greater stability in commercial insurance pricing.”
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