UK-based digital managing general agency (MGA) Ripe’s revenue increased by 21% year-on-year, with turnover in the 12 months to 31 December 2025 rising to £24.9m from £20.6m in 2024.
The strong performance in 2025 marks Ripe’s 18th consecutive year of double-digit revenue growth.
Ripe chief financial officer Rob Styring said: “We delivered another strong earnings growth in 2025, with revenue rising to almost £25m, and maintained margins through a continued focus on efficiency.
“This performance reflects the strength of our data-led digital model, disciplined underwriting and relentless focus on cost efficiency.”
The Manchester-based company’s total policyholder base also increased by 15% during the period to 430,000, across more than 20 SME, leisure and lifestyle insurance products.
In 2025, the group completed two acquisitions: GJW Direct, which further strengthened its position in the cruise market, and Schofields Insurance, which entered the holiday home sector following its acquisition in December.
MGA noted that GJW Direct completed its first full year on Ripe’s proprietary Juice technology stack, which Schofields will soon adopt.
At the same time, Ripe invested in innovation and became one of the first MGAs to launch the ChatGPT app, providing instant, bindable quotes for its Cycleplan bicycle insurance.
It is also expanding its product portfolio with the launch of sports club, leisure and community insurance for UK leisure organisations.
To support this expansion, the company has moved to a new, larger headquarters at One Stockport Exchange, with space for up to 150 employees and underlining its long-term commitment to the region.
The company has made a number of senior appointments, including Sean Carney as new chief underwriting officer and Jon Fell as chief operating officer.
The investment from London- and New York-based Aquiline Capital Partners LP enables Ripe to continue pursuing its ambitious growth strategy.
Styring said: “We have also demonstrated continued execution on our M&A strategy with the successful integration of GJW Direct, progress with Schofields going ahead as planned. Our proprietary technology continues to support scalable growth and efficient operations across the group and we are investing further in the opportunities presented by our data capabilities and artificial intelligence to improve underwriting accuracy, customer experience and operational efficiency.
“We enter 2026 with strong momentum and expect to continue the growth seen in recent years, further supported by healthy acquisition opportunities.”
