Ivans, a division of Applied Systems, has released its May 2026 Ivans Index results, showing average premium renewal rates declining month over month in nearly all major commercial business lines, with the exception of property and workers’ compensation, which increased slightly.
Average premium renewal rates have increased year over year in all business areas except workers’ compensation.
By business scope, the average premium renewal rate for commercial vehicles in May 2026 was 4.96%, lower than 5.24% in April.
The balance of payments averaged 6.07%, down from 6.43% at the end of April.
The general debt ratio in May was 5.28%, down from 5.70% in the previous month.
Umbrella was 8.01%, down from 8.27% in April.
At the same time, the commercial real estate premium renewal rate increased to 6.71% from 6.24% in April.
Workers’ compensation also saw a small increase, rising to -1.31% from -1.35% last month.
