Risk advisory, insurance brokerage and reinsurance services company Marsh has launched a new captive insurance solution, Marsh Nexus Captive Solutions (Marsh Nexus), designed to support multinational organizations in managing the risks and costs associated with soaring international employee benefit costs.
Employer-provided health plans are under significant pressure as health benefit costs are expected to increase by double digits in most markets around the world, according to the Marsh Health Trends 2026 report.
While some multinational companies can integrate international health plan risks into their broader risk management strategies, many others lack the scale or resources needed to develop sustainable benefits programs through risk retention methods such as captive insurance.
Marsh Nexus, operated through Washington, D.C.-based Marsh Mangrove Protected Cell Company, is a cell-protected structure designed for clients with more than $3 million in annual employee benefit expenditures outside the United States.
By combining Marsh’s global scale with an innovative approach to portfolio management, Marsh Nexus provides captive insurance facilities to more organizations, while reducing management complexity and accelerating the achievement of greater cost efficiencies.
Paul Lewis, head of multinational consulting growth at Mercer Marsh Benefits, commented: “As global healthcare costs continue to rise, organizations are focused on how to balance cost management while still delivering valuable, personalized employee benefits programs on a global scale.
“By reducing the administrative effort and costs associated with leveraging single-person insurance, Marsh Nexus is a cost-effective tool that complements broader benefits strategies and supports multinational organizations in optimizing their next-generation employee benefits programs.”
Donna Weber, global head of pool and cell facilities for Marsh Captive Solutions, added: “The use of captive insurance companies for international employee benefits has more than doubled in the past five years, with more than 140 companies now generating more than $3 billion in premiums.
“Leveraging the power of Marsh, the world’s largest captive insurance manager, Marsh Nexus enables clients to adopt a readily available, low-cost approach to retaining risk and breaks new ground in managing growing international employee benefits costs.”