HDI Global, the corporate and professional insurance company of the Talanx Group, announced positive financial results for 2025, with insurance revenue rising by 5% to 10.3 billion euros, adjusted for currency effects.
The insurer said growth was primarily driven by inflation-related price adjustments in new and existing business.
Dr. Edgar Puls, CEO of HDI Global, said: “With the collective efforts of more than 5,500 employees, HDI Global delivered positive full-year results in 2025, driven by new business growth and inflation-related price adjustments in our existing portfolio. I sincerely thank our clients and broker partners for their trust.”
“Our performance reflects the emphasis they place on our technical depth, speed and long-term solutions. By combining financial strength with professional services, we deliver customized results and help close protection gaps. Due to relatively mild natural disaster activity this year, significant losses fell below budget expectations. At the same time, we remain highly focused on improving performance, particularly in the specialty areas.”
Although huge loss payments increased slightly to €426 million, this figure was significantly lower than the budgeted amount, falling short of €125 million. Nonetheless, insurance services results remained stable at €997 million.
HDI’s 2025 combined ratio benefited from low-frequency losses and was 90.3%, in line with the full-year forecast of less than 92%.
Net insurance financial and investment results before currency effects increased as investments increased to €102 million.
Operating profit or EBIT (earnings before interest and taxes) increased by 4% to 732 million euros, and HDI Global’s contribution to Talanx Group’s net profit increased by 10% to 551 million euros.
Dr. Puls added: “Strong profitability and capital strength enable us to be a reliable partner for clients and brokers in their transformation journeys, especially as systemic risks continue to evolve. HDI Global’s financial strength rating has been upgraded to AA-, further underlining the soundness of our group.
“Through our Xcelerate29 strategy, we are accelerating international expansion, improving core business excellence, and building a forward-looking organization. We are strengthening process excellence and driving AI enhancements to improve the efficiency and quality of underwriting and claims, creating a people-centered, AI-driven organization. I am proud and grateful for our more than 5,500 colleagues around the world, whose curiosity, dedication and customer-centric mindset are making a real difference every day.”
ReinsuranceNe.ws first reported the news that HDI Global’s revenue will increase to 10.3 billion euros in 2025.
