Dun & Bradstreet expands Claude integration with AI-powered commercial insurance underwriting capabilities

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Dun & Bradstreet, a commercial data and analytics company specializing in business intelligence and risk solutions, has launched new insurance capabilities within Anthropic’s Claude AI platform, giving insurers and brokers access to the company’s verified business information and risk intelligence during commercial underwriting.

The new integration connects Dun & Bradstreet’s business mapping and predictive analytics to Claude through the Model Context Protocol (MCP). Dun & Bradstreet said the technology is designed to reduce the underwriting process that often takes days or even weeks, with workflows that take just minutes to complete.

The company said this allows underwriting teams to spend less time on repetitive administrative tasks and more time assessing complex risks, making informed decisions and supporting brokers and clients.

“For decades, insurance companies have relied on Dun & Bradstreet’s proven business data and analytics to help them improve risk selection and pricing and increase profitability,” commented Scott Spencer, general manager, Finance & Credit, Dun & Bradstreet.

“Claude now enables us to draw extrapolations within business charts to gain a more complete understanding of the risks they underwrite. By accessing D&B’s business information and risk intelligence in Claude, our clients are not only able to consider opportunities faster, but the output is interpretable, auditable and consistent, enabling decision-makers to act with confidence.”

Dun & Bradstreet said commercial underwriting still relies heavily on offline systems, manual processes and multiple sources of information, which often slows down the evaluation of new submissions.

The integration with Claude combines a range of underwriting activities into a single AI-assisted workflow that combines business verification, entity resolution, ownership analysis, know-your-business (KYB) checks, compliance screening, financial risk assessment and customer onboarding. Dun & Bradstreet said this approach simplifies the initial liquidation phase while maintaining the governance, transparency and audit trails expected in regulated insurance markets.

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Anthropic’s Mike Ram and Eoghan Scully demonstrated these capabilities at last week’s Insurtech Insights USA event. Dun & Bradstreet said the integration is designed to support underwriting decisions across the entire insurance workflow by applying its business intelligence and insurance-specific data, rather than simply aggregating information from multiple sources.

Insurers receiving new commercial submissions can use Claude to verify the identity of the insured organization, confirm ownership structure, verify record broker details and producer licenses across products and jurisdictions, perform regulatory screening, complete financial risk assessments, detect duplicate submissions and prepare comprehensive risk profiles for underwriters in seconds, Dun & Bradstreet said.

“Claude is most powerful when it can reason based on proven, real-world context,” added Mike Ram, director of insurance at Anthropic. “By bringing D&B’s business data information and risk intelligence directly into Claude, insurance companies can create and use agents that act on trusted data. This helps D&B’s customers clear, underwrite and claim faster, without compromising the accuracy required for these decisions.”

Dun & Bradstreet said that through MCP integration, insurers can securely connect to their global commercial graph throughout the underwriting process. The company noted that users can verify the identity, ownership and control structure of insured businesses and brokers, automate submission clearing at the point of receipt, conduct broker of record verification, producer licensing checks, duplicate submission detection, OFAC and KYB screening, and generate financial risk profiles.

The platform enables insurers to build more comprehensive risk assessments by combining first- and third-party business information with predictive risk scores. Organizations can automate underwriting, pricing, quoting and claims workflows while producing documents that are fully auditable and supported by real-time business intelligence.

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The new insurance capabilities build on the risk and compliance workflows introduced for Claude last month. The latest version expands these capabilities with additional financial strength insights, giving insurers a better understanding of a covered business’s credit profile, regulatory filings, payment history and other metrics that can impact underwriting decisions.

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