Ivans, a division of Applied Systems, has released Ivans Index results for April 2026, showing year-over-year growth in average premium renewal rates for Commercial Auto, Business Owners Policy (BOP), General Liability, Commercial Real Estate and Umbrella.
Conversely, workers’ compensation premium renewal rates declined during the same period.
On a quarter-over-quarter basis, commercial auto, commercial property and workers’ compensation increased, while BoP, general liability and umbrellas declined.
Commercial Auto’s premium renewal rate change rose to 5.24% from 5.05% reported last month.
The change in commercial real estate premium renewal rate was 6.24%, slightly higher than the 6.23% in March. The change in workers’ compensation premium renewal rate increased to -1.35% from -1.60% last month.
The change in balance of payments premium renewal rate decreased slightly, from 6.51% at the end of March to 6.43%. General liabilities also fell from last month, from 6.64% to 5.70%.
Umbrella’s average premium renewal rate change fell to 8.27% from 8.76% in March.
The monthly Evans Index reports data-driven trends in premium renewal changes for the top commercial insurance lines.
It analyzes more than 120 million data transactions from more than 38,000 institutions and 700 insurance companies/MGAs, measuring year-over-year premium differences for a single consistent policy, reflecting U.S. insurance market trends.
