Gallagher Re sees 32% drop in cyber aggregate XOL rates amid oversupply
Global reinsurance brokerage and advisory firm Gallagher Re observed that oversupply of capacity resulted in a -32% change in the network’s total excess losses (XOL) risk adjustment ratio (RAR) on January 1, 2026. The data comes from the latest version of the firm’s Cyber ​​Rate Index, an update to the Cyber ​​RAR Index due out…