Specialist reinsurance broker Consilium has launched Scriptus, a newly established platform designed to provide brokers with proprietary complex commercial binding tools.
The new product has been created to give UK brokers access to A-rated capacity, competitive pricing and broad underwriting interest. With Scriptus, brokers can bring casualty, contractor all risks (CAR) and property insurance under a single agency, streamlining the insurance process across multiple coverage areas.
Consilium said the platform is capable of underwriting a wide range of commercial risks in-house, including commercial composite risk, contractor composite risk, composite liability, property, automotive and plant risks, as well as excess loss insurance. The facility has been developed to support business operations in a variety of sectors including civil engineering, groundworks, construction industry, precision engineering and steel fabrication.
The company noted that the facility has no turnover limits, allowing it to cater to a variety of business needs, from small businesses to large commercial operations.
Discussing the launch, Matt Pini, managing partner of risk solutions at Consilium, said: “We’re excited to launch Scriptus. Typically when people think of binders they think of smaller risks, but our binders consider risks of all shapes and sizes. In the rare case that it doesn’t fit in our binders, our extensive market relationships as part of Consilium mean we’re still able to find a home for it.”
According to Consilium, Scriptus is led by Luke Browne, who joined the broker in 2025 from DUAL. The company said the platform is designed to challenge traditional perceptions of tied arrangements by extending its application beyond lower value or less complex risks. Consilium believes the facility provides brokers with greater flexibility in conducting commercial business, supported by broader underwriting parameters and a service-focused approach.
The company also highlighted industry concerns about delays associated with referrals, competency checks and approval processes. Consilium said Scriptus seeks to address these challenges with significant underwriting authority held internally, allowing for faster decision-making and less reliance on external approvals.
Consilium said that while operating within a brokerage framework, underwriting decisions under Scriptus are made by experienced professionals with considerable authority. The company added that this model is supported by its independent market position, Class A capacity and its proprietary ATOMX technology platform, which is designed to improve efficiency, accuracy and responsiveness.
Pini added: “With Scriptus, we bring much-needed innovation, expertise, capabilities and services to retail brokers, helping them differentiate their products and cover the broadest range of commercial risks. They have long been underserved by general insurance companies, so in true Consilium style, we are doing things differently and bringing something unique to the market that not only differentiates us, but also differentiates the brokers we serve.”
