Maximum Information has announced the launch of PsiClone, a new real-time event monitoring platform designed to help insurers, reinsurers and underwriting teams monitor portfolio risk and respond early during active tropical cyclone events.
Founded in 2020, Maximum Information is dedicated to improving society’s resilience through evolving natural disaster risk models.
Designed for use before and during on-site disaster events, PsiClone continuously analyzes changing storm forecasts based on insurance portfolios. It enables companies to identify risk hotspots, prioritize high-risk accounts, and mobilize underwriting, claims and response operations faster.
The platform will initially launch as a minimum viable product (MVP) ahead of the 2026 North Atlantic hurricane season, with additional features already in development. The news comes as reinsurers/insurers prepare for the season, with underwriting, claims and portfolio management teams facing increasing pressure to dynamically monitor risk exposures as the storm develops.
While many operational workflows rely on short-term forecasts of less than a week, PsiClone uses continuous ensemble predictive analytics to extend monitoring visibility to up to 15 days.
Despite advances in disaster management, many field activity decisions still rely on fragmented workflows, deterministic storm tracks, and delayed exposure analysis. PsiClone aims to solve this problem by combining real-time predictive intelligence, portfolio analysis and collective uncertainty modeling in a single operating environment.
Developed in collaboration with partners in the re/insurance market, PsiClone applies catastrophe modeling principles without the need for a fully deterministic CAT model execution workflow. The platform continuously captures real-time ECMWF ensemble forecasts, helping companies assess uncertainty beyond a single storm track or short-term outlook window.
Planned enhancements to PsiClone include expanded uncertainty modeling, enhanced loss distributions and expected parametric pricing analysis. A humanitarian pilot is also underway to support disaster risk management and anticipated financing applications ahead of the upcoming Southern Hemisphere cyclone season in November.
“PsiClone was inspired in part by what I saw during Hurricane Maria,” said Tom Philp, CEO and founder of Maximum Information. “The storm was forecast days in advance, but once the effects began to be felt, funding and operational responses remained slow.
“At the time, I was working for a capacity provider and saw firsthand how difficult it was for organizations to take early action during extreme events, even when the damage was obvious.
“PsiClone is designed to help close this gap by connecting real-time predictive data directly to risk monitoring and operational decisions. The goal is to help insurers and stakeholders respond earlier and reduce time to pay when it matters most.”
