Goosehead Insurance, Inc., an independent personal insurance agency, reported a 21% year-over-year increase in total revenue to $113.4 million in the second quarter of 2026, compared with $94 million in the second quarter of 2025. In the first half of 2026, revenue growth totaled $206 million, compared with $167 million in the first half of 2025.
The insurer’s core revenue, measured on a non-GAAP basis and excluding contingent commissions, initial franchise fees, interest income and other franchise income, was $95.6 million, up 10% from $86.8 million in the second quarter of 2025. Core revenue totaled $175 million in 1H26 compared to $156 million in 1H26.
Goosehead attributed core revenue growth primarily to strong customer retention of 86%, new policy placements and increases in corporate and franchise agent numbers and productivity per agent.
In the second quarter of 2026, the insurer’s total written premiums increased 14% year-over-year to $1.34 billion. Goosehead considers this a leading indicator of future revenue growth.
Additionally, net income increased to $17 million in 2Q26 from $8.3 million in 2Q25. Net profit in 1H26 increased to US$25 million, compared with US$11 million in 1H25.
Total operating expenses in Q2’26 were $86.8 million, up from $78.4 million in Q2’25. Total revenue in 1H26 was $165 million compared to $147 million in 1H25.
Goosehead continues to expand its platform, with active policies increasing by 15% to approximately 2.1 million. The number of corporate agents increased by 22% to 583, while the total number of franchised producers increased by 5% to 2,190.
In the second quarter of 2026, earnings per share and net profit margin were $0.42 and 15%, respectively. Meanwhile, total adjusted EBITDA increased 30% to $37.9 million, compared with $29.2 million a year ago.
The insurer revised its 2026 outlook and raised its total revenue organic growth forecast to 12% to 19%. At the same time, total written premiums are now expected to grow between 12% and 20%.
Mark Miller, CEO of Goosehead, commented: “Today, we are proud to announce second quarter results that reflect accelerating momentum across our business. We delivered strong new business growth in every channel while improving customer retention, accelerating premium and policy in-force growth rates, and improving productivity.
“Our distribution force is healthier than ever, our technology continues to advance at a significant pace, and the product market is more favorable than it has been in years. We believe Goosehead is well-positioned for continued sustained growth and profitability.”
Goosehead recently appointed Mark Jones, Jr. as CEO, effective January 1, 2027, following Miller’s announcement of his retirement at the end of the year.
