Global re/insurance brokerage group Aon has announced the renewal of its fast-track automated insurance vehicle, the Aon Client Treaty (ACT), to 2026, which has been extended to provide clients with 28.5% pre-guaranteed Lloyd’s coinsurance capacity as in the 2025 renewal.
As in 2025, next year ACT will provide 28.5% coinsurance on business placed through Aon’s Global Brokerage Centers (GBCs) in London and Singapore, while the client bonus in 2026 will again be 1.5%.
Aon will increase the line size of its placement facilities from 22.5% in 2024 to a record 28.5% in 2025, with a maximum line size of 20% in 2023 for most categories.
We reported in July that Aon had expanded ACT into its reinsurance solutions business, specifically global temporary placements.
Today, Aon confirmed two other major changes to ACT in 2026, including expansion into aviation and aerospace to provide customers in these sectors with streamlined capacity access.
At the same time, the maximum term for building risk has also increased to support changing customer needs, such as greater demand for building insurance around data centres, the company said.
ACT will continue to be led by insurer QBE, bringing the security of the Lloyd’s Insurance Group with an AA- rating from Standard & Poor’s and an A+ rating from AM Best.
Joe Peiser, CEO of Aon Commercial Risk, said: “The 2026 renewals and expansion of Aon’s client treaties are a reflection of Aon’s unique risk capital structure. Now in its second decade, ACT is expanding into temporary reinsurance clients and new categories such as aviation and aerospace, combining market-leading Lloyd’s capabilities with our data and analytics to deliver risk capital with greater speed, certainty and consistency.”
Tracy-Lee Kus, CEO of Aon Global Brokerage Centers, added: “Innovation remains at the core of ACT’s success. Aon’s investments in data, analytics and placement platforms enable us to extend ACT to temporary reinsurance clients, support new categories such as aviation and aerospace, and increase flexibility in complex construction risks. Together with our market partners, we are expanding ACT into a resilient, efficient solution for accessing risk capital.”